Snow Day!

When you live in East Texas, good snow days can be few and far between. When we get one, my family tries to make the most of it! Gourmet Snow My first snow day memory is of my mother and grandmother putting Mrs Baird’s bread bags over my shoes and the lower part of my…

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Mortgage Options – How do I get a home loan with no down payment?

Despite earning a decent hourly wage, arthritis and chronic migraines (triggered by a car wreck years ago) leave me only able to work part time. I am unable to save for a 20% down payment. Traditional home loans are out of the picture. I am sure what little I can save would need to go…

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