What kind of good doggy do you think Leah is? Best guess wins a prize!

Mortgage Options – How do I get a home loan with no down payment?

Despite earning a decent hourly wage, arthritis and chronic migraines (triggered by a car wreck years ago) leave me only able to work part time. I am unable to save for a 20% down payment. Traditional home loans are out of the picture. I am sure what little I can…

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Apartment Living

“Unfair Mom”, my super-hero alter-ego has always been an independent, successful woman, living in a 3 bedroom house with a nice yard. Real-life Michelle has been raising her daughter in an apartment for almost 9 years now. What was supposed to be a short-term housing solution has lasted far too…

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Project: Home Ownership Explained

“Unfair Mom”, my super-hero alter-ego has always been an independent, successful woman, living in a 3 bedroom house with a nice yard. Real-life “Michelle” has been raising her daughter in an apartment for almost 9 years now. What was supposed to be a short-term housing solution has lasted far too…

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Rockit Apples (and other premium priced food)

Just in time for the school year, a new item caught my attention at the grocery store. My first thought was “Is that a plum or an apple?” At nearly $5 per pound ($2.99 for a 9.7 ounce package) these apples don’t really fit into my cheapskate ways. As a…

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My 10 year old wants a job!

I started giving my daughter an allowance when she was 2 years old. It was small … $1 per week. She learned early on how to save up for the things she wants. At 4 years old she was saving her dollars and asking to do extra chores for a…

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What does a 10 year old do for her birthday? Eat bugs and make a sock puppet!

My little girl turned 10 this week. Her requests were simple: A trip to the lake and a chocolate covered ant. Rainy weather and a mixup at the candy shop meant she got neither. But we still had a good time! First on the agenda: Take her dad to a…

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We got a Guinea Pig!

Meet the newest addition to our family. No name yet since we do not know if it is a boy or a girl. I am thinking it looks like either a Larry or a Gina.   We recently decided to give away our parakeets, Justin and Feathers. My daughter did…

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9 yr old and mom's first attempt at making sushi

Would I really make my kid eat seaweed?

Would Unfair Mom really make her kid eat seaweed? You bet I would! Nori (roasted seaweed like used in sushi) is supposed to be fairly healthy. When I saw that our small-town grocery store had it and everything else needed to make sushi, I decided this is the perfect time…

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Thank you Sallie Mae!

When I started college almost 7 years ago, a portion of my student loans came from Sallie Mae. For the first year, my grandfather co-signed to get me a nice interest rate of 4.75%. For my second term, I was on my own with an interest rate of over 13%…

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Let the punishment fit the crime

I have always been big on letting the punishment fit the crime. Even when my daughter was 2 1/2 years old, if she acted too babyish I responded by treating her like a baby. If she whined instead of using her words, I would hold her in my lap. After…

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