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Apple Music & Family Sharing

[message_box title=”Dear Apple:” color=”green”]Please revise your policy for purchases made under “Family Sharing” accounts. Just because someone is 18+ years old doesn’t mean they understand or are responsible enough for online purchasing. And just because people are related does not mean they want to share a credit card. [/message_box] I…

Saying goodbye to a dad you never really knew.

Do I look like my dad? I think I got his nose, but I can’t decide if my eyes look more like his or my mom’s. This picture is the only one I have of us together. He and my mom went their separate ways when I was a baby…

What Makes My Dream Home

As my dream of real-life home ownership becomes closer to being a reality, I think it is time I write down what my requirements are in a home and what my desires are. Published on my blog, this is really meant to be more of a reference for my realtor…

Snow Day!

When you live in East Texas, good snow days can be few and far between. When we get one, my family tries to make the most of it! Gourmet Snow My first snow day memory is of my mother and grandmother putting Mrs Baird’s bread bags over my shoes and…

Mortgage Options – How do I get a home loan with no down payment?

Despite earning a decent hourly wage, arthritis and chronic migraines (triggered by a car wreck years ago) leave me only able to work part time. I am unable to save for a 20% down payment. Traditional home loans are out of the picture. I am sure what little I can…

Apartment Living

“Unfair Mom”, my super-hero alter-ego has always been an independent, successful woman, living in a 3 bedroom house with a nice yard. Real-life Michelle has been raising her daughter in an apartment for almost 9 years now. What was supposed to be a short-term housing solution has lasted far too…

Project: Home Ownership Explained

“Unfair Mom”, my super-hero alter-ego has always been an independent, successful woman, living in a 3 bedroom house with a nice yard. Real-life “Michelle” has been raising her daughter in an apartment for almost 9 years now. What was supposed to be a short-term housing solution has lasted far too…

Rockit Apples (and other premium priced food)

Just in time for the school year, a new item caught my attention at the grocery store. My first thought was “Is that a plum or an apple?” At nearly $5 per pound ($2.99 for a 9.7 ounce package) these apples don’t really fit into my cheapskate ways. As a…

My 10 year old wants a job!

I started giving my daughter an allowance when she was 2 years old. It was small … $1 per week. She learned early on how to save up for the things she wants. At 4 years old she was saving her dollars and asking to do extra chores for a…

What does a 10 year old do for her birthday? Eat bugs and make a sock puppet!

My little girl turned 10 this week. Her requests were simple: A trip to the lake and a chocolate covered ant. Rainy weather and a mixup at the candy shop meant she got neither. But we still had a good time! First on the agenda: Take her dad to a…